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Select any topic or question that may be of interest to you. Simply select the question you are interested in and you will be presented with the answers developed by our research staff as well as other related questions that may be of interest to you. Start with any question from the list below and follow a trail of cascading answers and further questions until all your questions are answered. If you don’t see your question or one similar, you may want to consider asking the Guardian Angel.

To get you started, here are some of the most common questions we are asked:

What if I have a question about my existing health plan?

I need a health care plan quote – can you help me?

How do I pick a health care plan?

Can I have a particular health insurance company contact me?

Does it make sense to shop the Internet to find a health care plan? 

Is Consumer Health Insurance Advocate Group a health insurance carrier?

What type of health care plans are available?

Is COBRA coverage better than individual/family health care coverage or insurance? If I change jobs, become unemployed, or divorced can I continue my group plan? What happens when my COBRA coverage expires?

How do I determine whether a plan option is worth the cost?

What are tax advantaged plans (FSA, HSA, HRA, HIA) and how do they work?

Does it make sense to use the Internet to shop for a health care plan?

How long does it take to get approved for health care coverage?

How do the health care plan companies find my medical history?

Am I eligible for a state or federally subsidized health care program?

Am I obligated to buy once I apply?

What do I do if I want Medicare or Medicaid?

How does my State Department of Insurance protect me?

Are state mandated services covered prior to satisfying the deductible?

What is the health care plan approval process and how long does it take? Do I need a physical?