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We are here to assit you:
Level the playing field…Our goal is to provide you with unbiased Health Care Plan information that is organized in ways that make it simple to find answers to your questions. This information you will put you in a better position to interact with Health Care Coverage providers and Health Insurance companies as someone who has done their homework. Only the companies selling health care plans come out ahead when you are not as informed as you should be.
Make an educated choice…Decisions are often made based upon what we’ve heard from others. Our friends, Family, employers, physicians, and other advisors all have well intentioned advice to give, but the consequences of their opinions affect you not them. We encourage you to invite them to this site for their benefit as well. We have found that it is best to treat each person’s situation as unique. In that way, you end up with the best value plan not what might have been good for someone else!
If you would like information on a specific health-care-plan, company, or to speak directly to a Licensed Certified Field Broker/Agent (
Click Here) to get a quote on a plan designed to meet your life situation and financial considerations.
Register and perhaps become a member:
I am a consumer seeking information;
I am a broker or agent interested in the certification program.
If you are a first time visitor to MyHealthInsuranceAdvisor.org you may benfit from following a defined path to easily accomplish your purpose with as little stress and time wasted as possible. The Pathways to Your Health Care Plan © MyHIA.org 2008 described below will help you on your way. In fact, you will find that there is no one “Pathway”. It is actually composed of multiple paths that you can select to get what you want as quickly as possible. With many paths to take, with the best choice is really a matter of personal preference and depends mostly upon how you like to process information (ie. organize your thoughts and filter the information with what is important to you). Indeed, we have crafted this website so you may start most anywhere and work your way around as you please as all paths lead you to what you need to know. Our intention is to offer a variety of ways to find what you are looking for to accommodate your interests and needs.
 You will notice that we have built an interactive copyrighted MyHIA.org
Glossary © MyHIA.org 2008 into the site so all you have to do to see the definition for any word or term in bold orange is to move you cursor over the word and window will appear revealing the definition!
Pathways to Your Health-Care-Plan
The objective we have in mind is to provide a path you can take to an ever increasing level of knowledge and awareness so that you may get the most value and peace of mind out of your eventual health care coverage decision. As a not-for-profit organization with no sponsor or hidden agenda we seek to be factual and apolitical in all that we provide to you. Here are a few of the suggested paths you can follow to help you with your decision:
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Articles/Features © MyHIA.org 2008 -read an article or two from our portfolio of proprietary articles developed by MyHIA.org
to provide you with a solid factual grounding. We suggest you start with CCC Cost, Coverage and Control (Click Here ) of health care plans. A second recommendation might be How Does Type of Plan Affect Quality of Care? (Click Here). You may wish to go on to read the remaining articles and you will probably end up with a better understanding of health care plan concepts and terminology than many licensed agents! If you are short on time today, you can bookmark your place so you can jump in and out of our site and return where you left off. This is the most direct way to bring you up to speed, if you are starting without much background. x |
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Start with the Guardian Angel - and have a little fun as you ask a question. She will do her best to guide you to the answer and also suggest related questions that may be of interest to you. If you have a bit of time this can be good way to get warmed up. |
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Consumer Stories -many of us absorb more by learning from other people’s experiences or asking questions. All the stories presented have been selected, edited and approved by our staff to ensure that what you read will be interesting and informative. Our staff has done the work to save you time. This site also contains a Click Here to share your story feature that allows visitors to send us their health care related story. It is not your typical interactive flow of never ending musings that have become so popular on the Internet. |
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Local Certified Field Broker/Agents -find out about MyHIA.org
certified agents and how to contact one near you so you can have a one-on-one talk about your needs and concerns with someone who really knows and is committed to serving your best interests. If you really want to discuss your situation, here is a good way to get contact a Licensed Certified Field Broker/Agent (
Click Here). |
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Select a Type of Coverage - from the menu on the Consumer section such as Small Business Group, Self-employed, Student, or Individual/Family, to learn how a particular category of coverage works for this sector including its advantages and Limitations. For those who have a specific coverage category in mind. |
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Select from the Type of Plans - from the menu on the Consumer section one or more of the specific plan types you want to learn more about, such as PPO, POS or HMO. Be aware that this information is not sufficient to guide you. That is until you have read some or all of the articles in the Articles/Features section, as taken out of context such plans are hard to evaluate in terms of your needs, wants and budget. If you like to start with specifics and work your way back, this may a good approach for you. |
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Common Questions - feature allows you to select a question and get an immediate answer. Each answer is also accompanied by possible related questions that may be of interest as well so you can cascade through an entire issue, if you choose. |
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Factoids -contains bits and pieces of ordinary health care related facts that individually may not means much, but when you read them collectively you start to get a picture of one of the biggest domestic social issues we all face today. |
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Breaking News - window on the Home Page to catch up on what is going on in the health care coverage sector – a good way for you to tune in to your own interests and concerns. It is all real time, real stuff about the here, the now and what is going on. If you want to keep up to date on the News, start here. |
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Other Issues - menu to get a heads up on medical issues on your mind such as pre-existing conditions and how they relate to quality health care coverage. For those with specific health concerns or interests this is a good place to begin. |
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We realize that your arrival at MyHIA indicates that you are looking to get the utmost quality and value out of the US system of health care. The fact is that health care, as the largest business in the US, is full of pitfalls and problems that may cause you a lot of concern. The basic question we all have in common is:
How do we acquire good, affordable and trustworthy health care for ourselves and our families? Specifically, what steps can we take to protect our health, our assets and our families? On this point, does it really make sense to go to an Internet sales site and rely on an uninvolved commercial organization to assist you with such an important issue?
Start anywhere you like. An abundance of facts, suggestions and ideas are assembled on this site which can help you in your quest. Hopefully, with our help, you will be far better armed to make a good decision for you and your family. You can follow any of the pathways suggested above or select from any of the buttons and windows available on the left and right side of each page to navigate on your own. The choice is yours!
You have our pledge at MyHIA.org to prepare you to win! Your point of view and understanding of health care plans will broaden and you will become much more aware as a consumer.
Click on Register in the Login Form on the lower left side of the page to register and perhaps become a member. By registering you can verify the credentials of any health care plan or health Insurance broker/agent you may be dealing with!
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Consumers