The basic theory of chiropractic is that "subluxation" is the cause of most medical problems. A "subluxation" is a misalignment of the spine that allegedly interferes with nerve signals from the brain. Chiropractors think that by adjusting the misalignments they can thereby restore the nerve signals and cure health problems. Chiropractic health care is many times the first alternative treatment people seek, generally because traditional treatment had not alleviated specific conditions or symptoms. Chiropractic belief is that the spinal column and its condition are crucial to good health and well-being. This same concern with spinal position and adjustment was also practiced by ancient Egyptians, Chinese and Assyrians.

If any of the skeletal bones, particularly the vertebrae of the spine are displaced, or not in perfect alignment, the central nervous system can not work optimally. Impeded energy flow can cause numerous health problems such as headaches, stomach problems, cramps or breathing disorders such as asthma. Also this misalignment in skeletal bones can cause pain in the body or muscles. This energy blockage is frequently caused from physical trauma to the body, this affecting the skeletal structure first, then the nerves and then finally a person's health or energy. With the nerves affected, as well overall energy the natural healing power of the body is limited or restricted.

Unfortunately for those who seek Chiropractic Therapy, it is not considered part of the “mainstream” medical treatment and is only partially covered or not covered at all by most policies today. For many people having coverage in this are is an essential part of the ‘Coverage’ aspect of the Cost, Coverage and Control (Click Here ) trinity which represent the value they require from a plan.

The new HSA and HIA high-Deductible health plans (HDHP) may be something worth considering by anyone that seeks chiropractic or non-traditional treatment (homeopathic, acupuncture, message therapy, aroma therapy, and etc). Qualified plans allow you to combine a tax advantaged medical savings account with them.  The IRS approved account can be used for medical services that your Health Care Plan does not cover.   Certain Limitations, rules, regulations must be followed.  

You should consult with a Licensed Certified Field Broker/Agent ( Click Here) who can explain these plans and help you determine the economic benefits if any. You can also read a description of the CDHP plans FSA, HSA, and HRA Plans.