© 2010 MyHealthInsuranceAdvisor.Org

Individual

Individual health care plan—Coverage purchased independently directly from a health care coverage provider or health insurance company rather than as part of a group. In contrast to group plans, the policyholder has a one-on-one relationship with the health care plan provider. The implication is that the enforcement of the contract does not have the protection or the administrative machinery that enables group health insurance to be managed on behalf of the subscriber by a group plan administrator – regarding what is allowed, payment for services and the like. For further information on individual or family health care plans select the Individual / Family button under the Types of Coverage section located on the left side of the page.

Glossary © 2010 MyHealthInsuranceAdvisor.Org