© 2010 MyHealthInsuranceAdvisor.Org

Agent

All insurance, including health care plans, is sold by two types of agents:

• Independent agents are self-employed, represent several insurance companies and are paid by commission;and 
• Exclusive or captive agents which represents only one insurance company.  Insurance companies that use exclusive or direct agents are called direct writers.

Glossary © 2010 MyHealthInsuranceAdvisor.Org